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The Commonwealth Bank says it is investigating disruptions to its online banking systems and some eftpos machines.
Many customers are also reporting on social media they are unable to use their credit cards while others have not yet received their paid wages.
Business owners have also taken to social media to complain they are losing money because transactions are not going through.
In a statement on Facebook, the bank said it was working on the issue as "a matter of priority".
"We're aware some customers may be experiencing intermittent issues with NetBank, CommBank app and CommBiz," the statement said.
"We know that some merchant terminals are also impacted.
"For our customers impacted by this issue we are sorry, please be assured we are working on this as a matter of priority. We'll keep you updated as new information comes to light."
More to come.
Topics: consumer-finance, business-economics-and-finance, banking, consumer-protection, money-and-monetary-policy, australia