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At least 300 people, including women and children, were injured in the explosion, Ghani said while speaking at the Kabul Process meeting.
Photos from the day showed a huge cloud of black smoke, rising from the smoldering wrecks of dozens of vehicles.
It was one of the deadliest attacks in the country since the start of the war in Afghanistan in 2001, which was triggered by the US invasion is search of 9/11 mastermind Osama Bin Laden.
The Taliban denied involvement in the attack, but Afghan intelligence said in a statement they believe the Haqqani Network, a Pakistani group aligned with the Taliban, was behind it.
Bomb concealed in water truck
The bomb detonated early in the morning in one of the busiest parts of town, near big supermarkets and shops, where streets were packed with commuters including children going to school.
"Our prayers are with the victims and their families of this inhuman and cowardly attack," a tweet from the office of President Ghani said after the attack.
"May Allah strengthen all those working for peace. Our thoughts are with the families of deceased & prayers with the injured."
Hundreds of Afghans lined up after the attack to give blood in the wake of the bombing, Layma Tabibi, an Afghan-American who works at a local consulting firm, told CNN at the time.
Tabibi heard the blast and said a lot of casualties appeared to be from the Roshan telecommunications company.
"Afghans. It's always Afghans," she said, when asked who suffered in such attacks. "It's always Afghans that are harmed and get killed, rather than who the attacker wants to target."